four exclusive privileges offered to Visa and Mastercard customers

four exclusive privileges offered to Visa and Mastercard customers

four exclusive privileges offered to Visa and Mastercard customers

If we sometimes think of ski guarantees and travel insurance, we generally forget all the other small services that are included in a large number of international bank cards. Discounts, concierge services, privileges … The two main networks Visa and Mastercard offer special benefits to their customers. What are they and how do you use them?

1. Discounts on certain products and services

Visa and Mastercard monopolize almost the entire credit card market in France. These two large networks not only allow you to pay in France or abroad sometimes without even paying bank charges, but also to take advantage of reduced rates. Welcome savings that can be applied to a wide variety of products or services: car rental, movie tickets, sporting goods, tours, museum tickets, hotels, etc. From Visa, for example, you can get discounts of 7-25%.

How can I benefit from the reduced rates of Mastercard or Visa? First, you must have a bank card from one of the two networks, at least a premium type: Visa Premier or Gold Mastercard. Note: These discounts do not apply automatically when paying with a gold card. To use them, you need to go to the network site and register for the programs offered.

2. Privilege Offers

Skip-the-line tickets, private visits, exclusive access to events … Visa and Mastercard have developed a wide range of privileges reserved for their customers. In most cases these are major events or recognized venues: Roland-Garros, New York Marathon, Louvre Museum, UEFA Champions League, etc.

The precise list of exclusive benefits for Visa and Mastercard customers can be viewed on their website. To stay informed, the ideal is to subscribe to the newsletters. Sent via email or SMS, they allow you to know the latest offers published and to use them easily, as long as you have a premium or very high-end bank card (Visa Infinite or Platinum, or Mastercard World Elite or Platinum).

3. Concierge services

Open 24/7, concierge services allow you to enlist the help of a personal assistant in a large number of areas. Book a hotel, a plane ticket, a restaurant, rent a car, call a taxi… It is possible to submit all your requests.

Here, only very high-end bank card holders can request a concierge service. You must therefore be in possession of a Visa Infinite, Visa Platinum, Mastercard World Elite or Mastercard Platinum card. Particularly expensive cards, and generally reserved for wealthy families who can justify a high level of income. For example, the average fee for a Visa Infinite card is around € 330 per year. Only Fortuneo’s World Elite CB Mastercard offer allows you to benefit from a free high-end bank card … Provided you pay € 4,000 into your checking account every month.

4. Without forgetting the traditional insurance

In addition to the advantages presented above, the Mastercard and Visa bank cards allow you to benefit from numerous guarantees and insurances. From civil liability abroad, to repatriation in the event of health problems, including compensation in the event of flight delay or loss of luggage, French people who travel ad hoc or regularly can benefit from all these guarantees free of charge. Another interesting insurance: the guarantee for rental vehicles, which can replace or supplement the insurance formula offered by the rental company.

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